Flooding can be a devastating reality for homeowners across the US, affecting millions of properties each year. While many people think flooding is only an issue near bodies of water or in high-risk areas, that's not always the case. It's essential to have an understanding of your flood zone before considering whether purchasing flood insurance could help protect you and your property from potential disasters down the line. What are flood zones? Flood zones are geographic areas that are designated by the Federal Emergency Management Agency (FEMA) to indicate how likely it is for a property to experience flooding. FEMA will categorize every home into one of several varying flood zones. Homes located in zones designated by the letters B, C, and X are considered low- to moderate-risk, while homes designated by the letters A and V are high-risk zones. Looking at the flood zone that a home is located in is the easiest way to get a basic reading on how likely a home is to flood bas...