As we all know, convenient access to water is a huge contributor to our lifestyles. Because of this, our homes have water integrated into our homes in many different ways. We have water in pipes that run through our walls and foundations. We have water in our large home systems equipment such as water heaters and HVACs. We have water running and flowing through our homes in multiple ways, and quite often, water can end up in places where it shouldn’t be, causing extensive damage to your home and personal property. There are several different water coverages that you can have on your homeowners insurance policy to arm yourself against the threat of water damage. One of the most common of these is water backup coverage. What is Water Backup? Water backup, sometimes called sewer backup, is coverage that comes into play when there is water that backs up into the home from a drain or toilet. Typically, these types of incidents are not covered by a standard homeowners policy, so if a h...